The EveriCover plan is characterised by:
- Cover limit of expenses up to CHF 1,000,000 per insured and per insurance period for outpatient care and hospitalisation in the event of illness and/or accident
- Option to extend the benefits to include dental and maternity costs (Option EveriCover Plus*)
- Medical care worldwide, including in your country of origin
- Choice of doctor and/or hospital in the country where you are treated
- Repatriation insurance, transport, medical evacuation and first aid
- Access to the largest medical assistance network, 24 hours a day, 365 days a year
*If you already have the EveriCover plan, you may extend your benefits to include dental care and maternity with the EveriCover Plus option.
A variable geographical protection zone
Area 1
Allows you to enjoy full benefits worldwide, except in North America, Canada, and the Caribbean, where benefits are applicable if the two following conditions are fulfilled:
- Your stays, in one or other of these countries, do not exceed 30 days per period of insurance, all of these countries combined
- Your trip to any one of these countries was not made with the intention of seeking medical care
Area 2
Allows you to enjoy full benefits worldwide
Citizen from the USA and Canada residing in their home country cannot subscribe to our plans.
To benefit from Area 2, your stay in the USA and Canada are temporary and not permanent.
Claims
We provide an excellent claims service, which will provide you with the right answers and relevant care - fast.
You and your family will have access to Golden Care’s 24 hour emergency medical assistance number, which is provided by our partner Medic-Air International.
Medic-Air International is managed by doctors who specialise in dealing with medical emergencies. They are located in Paris and Shanghai and have access to a worldwide medical network.
We can offer:
- Reassurance and helpful advice – fast
- Pre-authorisation, which will allow you to receive the treatment you need
- Emergency medical evacuation if medical facilities where you are located are not available
- Multilingual advice or assistance
- Help find suitable healthcare providers, such as doctors and dentists in the area you are located
- Freedom to choose your own healthcare provider
Golden Care Contracts are designed and managed exclusively by our Group.