With the EveriCover product, you can adapt your comprehensive medical insurance depending on your needs and budget. An excess system which gives you a discount of up to 60% on the highest premium.

Our products cover international comprehensive medical insurance and repatriation insurance for business or personal travel, including your country of residence.

The EveriCover
plan is characterized by:

  • Cover limit of expenses up to CHF 1,000,000 per insured and per insurance period for outpatient care and hospitalisation in the event of illness and/or accident.
  • Option to extend the benefits to include dental and maternity costs (Option EveriCover Plus*)
  • Medical care worldwide, including in your country of origin.
  • Choice of doctor and/or hospital in the country where you are treated. In Switzerland and Liechtenstein the reimbursement costs are those applied to the university and/or cantonal hospitals in the general ward in the place where your medical treatment or hospitalisation takes place.
  • Repatriation insurance, transport, medical evacuation and first aid
  • Access to the largest medical assistance network, 24 hours a day, 365 days a year.
What the EveriCover gives you

*If you already have the EveriCover plan, you may extend your benefits to include dental care and maternity with the EveriCover Plus option.

An international protection zone

Zone 1 allows you to enjoy full benefits worldwide, except in the United States and Canada , where benefits are applicable only if the two following conditions are fulfilled:

  • Your stays, in one or other of these countries, do not exceed 30 days per period of insurance, both countries combined
  • Your trip to either of these countries was not made with the intention of seeking medical care

Zone 2 allows you to enjoy full benefits worldwide

EveriCover Plus*

For additional peace of mind, the EveriCover Plus option offers you :

  • Dental treatment
  • Maternity care
Fiche technique assurance médicale EveriCover

Download our EveriCover technical leaflet, in French or in English for more information.

Get a quote

Get a quote

Apply now

To apply for EveriCover online, just click the ‘Apply now’ button.

Apply now

Making a claim

We are here to help whenever you need. Just call us on +41 22 786 12 00 or email medical@goldencare.ch to speak to one of our team. They will take you through what happens next and help you to start the claims process. Alternatively, you can register a claim online through My Golden Care. For further information, please go to our Claims page.

Download our claims form